Free Online Workshop

First-Time Home Buyer Webinar

Simcoe County — Learn how to access $100,000+ in grants, rebates, and tax-free savings for your first home

[DATE]
7pm (1 hour)
Hosted on Zoom

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Limited spaces available

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Programs You Could Qualify For

$50,000

Simcoe County Down Payment

10% forgivable loan for Simcoe County renters. No repayment if you stay 20 years.

Local Program
$60,000

RRSP Home Buyers' Plan

Withdraw from your RRSP tax-free. Couples can access up to $120,000 combined.

Federal Program
$40,000

First Home Savings Account

Tax-deductible contributions, tax-free withdrawals. No repayment required.

Federal Program

Plus: Land transfer tax rebates up to $4,000, $1,500 tax credit, and new GST/HST rebates for new builds worth up to $130,000

Myths We'll Bust in This Webinar

Myth
"I need 20% down to buy a home"
Truth
You can buy with as little as 5% down. The median first-time buyer puts down just 9%.
Myth
"My credit score isn't good enough"
Truth
Average first-time buyer credit score is 709-734. Lower scores can still qualify.
Myth
"Student debt disqualifies me"
Truth
Student loans are treated like any other debt. On-time payments actually help your application.
Myth
"Renting is cheaper than owning"
Truth
In 52-60% of markets, monthly ownership costs are equal to or less than rent.

This Webinar Is For You If...

You're renting and wondering if you can afford to buy
You're saving but not sure how much you actually need
You're confused by all the different programs and acronyms
You're worried your income or credit won't qualify

What You'll Learn

Money & Savings Programs

FHSA: Save $40K tax-free with no repayment required
RRSP Home Buyers' Plan: Access $60K ($120K for couples)
Simcoe County's $50K forgivable down payment loan
Land transfer tax rebate: Get up to $4,000 back
New 2025 GST/HST rebates for new builds (up to $130K)

Mortgage & Buying Process

Why 5% down is enough (and when 20% makes sense)
New 30-year amortization option for lower payments
The stress test explained (and how to pass it)
Pre-approval vs. pre-qualification: what you actually need
Closing costs breakdown: what to budget beyond down payment

Plus: Everyone who attends receives a free First-Time Home Buyer Guide with checklists and calculators

Your Hosts

[AGENT NAME]

Real Estate Agent
[PHONE]
[EMAIL]

[BROKER NAME]

Mortgage Broker
[PHONE]
[EMAIL]

[PARTNER NAME]

[ROLE]
[PHONE]
[EMAIL]

Why Is This Free?

We run these workshops to educate buyers in our community. Too many people don't know about programs that could help them. Our hope is that when you're ready to buy, you'll remember who took the time to help you understand your options.

Ready to Learn What You Actually Qualify For?

[DATE] at 7pm — Simcoe County

Reserve Your Free Spot